GDBS
GDBS Digital Maturity Navigator

MSME Digital Maturity Navigator

A free, confidential digital maturity check for your business

This short assessment looks at how your business uses digital tools across payments, marketing, e-commerce, government services, and responsible device use — then gives you a personalized, plain-language report with practical next steps.

~10-15 minutes Anonymous Free
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A shop owner at the counter of her small retail store

Who this is for

Built for African micro, small, and medium businesses — whatever you sell and wherever you sell it. Retail counters, farms, workshops, and service businesses all use digital tools differently, and the assessment reflects that.

Farm workers loading crates of harvested mangoes onto a truck
Agribusiness
A shop owner at the counter of her small retail store
Retail & trade
A small solar panel mounted on a corrugated iron roof
Green IT & power

How it works

  1. 1
    Answer a short set of questions

    About 10–15 minutes, covering your business profile and how you use digital tools day to day.

  2. 2
    Get your Digital Maturity Score

    See where your business stands overall, and how you break down across five key areas.

  3. 3
    See what's holding you back

    Network, cost, skills, or rules — the assessment identifies your biggest day-to-day friction.

  4. 4
    Get practical recommendations

    Plain-language next steps based specifically on your results — not generic advice.

Understanding your maturity level

Every business lands on one of five levels, based on its overall score. Here's what each one means.

  1. L1
    Basic Connectivity

    Digital tools are used only occasionally, mainly to get by day-to-day, rather than as part of how the business is run.

  2. L2
    Emerging Digital User

    Some digital tools are in use, but they are patchy and not yet connected to each other or to a consistent routine.

  3. L3
    Operational Digital Business

    Digital tools are a regular part of daily operations, though there is still room to connect them more fully across the business.

  4. L4
    Integrated Digital Enterprise

    Digital tools are well embedded across most areas of the business and are actively used to make decisions.

  5. L5
    Strategic Digital Enterprise

    Digital tools are central to how the business competes and grows, connected across payments, marketing, sales, and compliance.

Ready to see where your business stands?

Start Assessment
Please note This report is generated by the MSME Digital Maturity Navigator using your responses. It offers general business guidance — please verify important steps, especially tax and compliance matters, with official sources such as KRA, eCitizen, or your county offices before acting.